Rates stayed steady in July while bank credit remained tight, which keeps demand strong for private, short-duration real estate credit in Alberta. Population growth and steady build activity continue to underpin housing demand, even as new rental supply in Calgary lengthens lease-ups and Edmonton remains comparatively resilient. That backdrop fits Hawkwood’s focus on first- and second-position mortgages where our speed and structuring add real value.
We provide land financing to help developers secure their next site, and end-of-project bridge financing while borrowers wait for their CMHC take-up to fund. This unlocks equity so builders can start the next project sooner without forced sales or costly delays. We stay conservative—disciplined LTVs, milestone-driven draws, strong covenants and proven sponsors—so investors get asset-backed, risk-adjusted yields supported by real collateral and clear exit pathways. In short, cautious banks + steady demand + CMHC timing gapes = a durable lane for Hawkwood to keep deploying capital efficiently and safely.